The Scotiabank Passport Visa Infinite Card currently stands out with a first-year value offer of up to $1,500, which includes a competitive 60,000 bonus Scene+ points. The card comes with a $150 annual fee, offers a purchase interest rate of 20.99%, and a cash advance rate of 22.99%. Eligible cardholders can also enjoy no annual fee for their first supplementary card, making it advantageous for families or those who need an extra cardholder.

How to Apply: Step by Step

Start by preparing your personal and financial information, including income details. Visit the Scotiabank website and select the Passport Visa Infinite Card application. Complete the online application form, review the terms, and submit your request. Approval depends on your creditworthiness and annual income requirements.

Pros of the Scotiabank Passport Visa Infinite Card

Major highlights are the generous sign-up offer and Scene+ points program, which allows you to earn rewards quickly on everyday purchases. You also get access to travel benefits like six complimentary airport lounge passes and no foreign transaction fees.

Cons to Consider

The $150 annual fee may be a barrier for some users, especially if you don’t maximize the bonus or travel perks. Additionally, the high interest rates mean you should avoid carrying a balance for extended periods.

Verdict

The Scotiabank Passport Visa Infinite Card is ideal for frequent travellers and those looking to maximize points and perks. If you meet the income requirements and pay off your balance each month, this card could provide excellent value.