The TD® Aeroplan® Visa Infinite Card stands out for Canadian travellers keen on maximizing rewards. With an annual fee of $139, new cardholders can access up to $1,450 in annual value, including up to 45,000 Aeroplan points. Interest rates are 21.99% for purchases and 22.99% for cash advances. The card also features an annual fee rebate for the first year for both the primary cardholder and one additional cardholder.

Step-by-Step Application Guide

Applying for this card is straightforward. First, check your eligibility on the provider’s official page. Next, complete the application form with your personal and financial information. Submit your application and wait for approval, which often arrives within minutes. Once approved, activate your card and start enjoying benefits immediately.

Top Pros of the TD® Aeroplan® Visa Infinite Card

The card’s biggest highlight is the generous Aeroplan point rewards, perfect for those who love to travel. Cardholders enjoy free first checked bags on Air Canada flights for themselves and up to eight travel companions. Additionally, annual rebates and the strong welcome bonus add significant value.

Potential Cons to Consider

The annual fee of $139, although rebated in the first year, may be a hurdle for budget-conscious users. Additionally, high interest rates for purchases and cash advances mean carrying a balance can quickly erode earnings from rewards. The best value comes if you pay off balances monthly and use Aeroplan rewards frequently.

Final Verdict

The TD® Aeroplan® Visa Infinite Card is a top pick for frequent Air Canada travellers seeking valuable rewards and useful perks. If you travel at least once a year, the included checked bags and bonus points can quickly outweigh the annual fee. However, those who rarely fly or carry balances should consider if the benefits offset the costs.