The TD® Aeroplan® Visa Infinite Card is a strong offer for Canadians seeking travel perks and trusted rewards. With a $139 annual fee, you can earn up to $1,450 in value in the first year. The interest rate stands at 21.99% for purchases and 22.99% for cash advances. Other advantages include a free first checked bag on Air Canada for the cardholder and up to eight companions, plus Aeroplan Points for everyday purchases. There are conditions and spending requirements to maximize the bonuses.

How to Apply: Step-by-Step

To apply, start by visiting the TD application page online or by phone. Fill out your personal and employment information accurately. Submit the application, providing identification as required. If approved, activate your card promptly and make your first purchase within three months to qualify for welcome bonuses and rebates. Remember, eligibility includes a good credit score and Canadian residency.

Pros of the TD® Aeroplan® Visa Infinite Card

One major advantage is the free first checked bag benefit, which adds significant savings and convenience for frequent Air Canada travellers. Earning Aeroplan Points on daily purchases can accelerate your path to free flights or upgrades. The welcome bonus is particularly generous, making the first year especially rewarding. Additional perks include annual fee rebates for the cardholder and one additional cardholder.

Cons to Consider

The main drawback is the annual fee, which remains after the first year rebate. To best utilize the card, you need to be a frequent traveller with Air Canada to fully benefit from the checked bag perk and point structure. The regular interest rates align with other travel credit cards and are significant if you plan to carry a balance.

Our Verdict

The TD® Aeroplan® Visa Infinite Card stands out for Canadians looking for valuable travel rewards and perks. While the yearly fee and spend requirements might not fit every budget, the free checked bag, robust welcome offer, and earning potential offer a solid return for frequent flyers seeking enhanced travel experiences and effective rewards for their everyday spending.