The TD® Aeroplan® Visa Infinite Card is a solid choice for Canadians seeking great travel rewards and perks. With a 21.99% purchase interest rate, 22.99% for cash advances, and a $139 annual fee, it balances premium benefits with accessibility. This card offers up to $1,350 in value the first year, including up to 40,000 Aeroplan points. Additionally, cardholders enjoy a free first checked bag for themselves and up to eight companions on Air Canada flights, making it a standout for frequent travellers.

How to Apply: Step by Step

1. Check eligibility requirements such as credit score and income.
2. Prepare government-issued ID and address information.
3. Visit the TD website and select the Aeroplan Visa Infinite Card.
4. Fill in the online application with accurate details.
5. Submit your application and wait for approval notification.

Advantages of the TD® Aeroplan® Visa Infinite Card

One big plus of this card is the generous welcome offer of up to 40,000 Aeroplan points, which can be redeemed for flights or upgrades. The fee rebate for the first year can help offset costs for new users.

Another key benefit is the free checked baggage for up to nine people per reservation, an excellent value for families or frequent Air Canada travellers. Special perks such as NEXUS statement credit and travel insurance add even more appeal.

Disadvantages to Consider

On the flip side, the $139 annual fee returns in the second year. Cardholders must spend and maintain eligibility to maximize the welcome bonus, which may not suit those with lower annual travel or spend.

Interest rates are standard for premium cards but can quickly add up if you carry a balance. It also focuses on Air Canada travel, so benefits may be less relevant if you prefer other carriers.

Our Verdict

The TD® Aeroplan® Visa Infinite Card packs impressive value for passionate travellers who love Air Canada. It’s best for frequent flyers seeking strong earning power and added perks. For those who travel less, alternative options may offer better fit. Nonetheless, if you value travel rewards and enjoy premium benefits, this card delivers considerable rewards potential.