The TD® Aeroplan® Visa Infinite Card provides compelling value for Canadian travellers. With an annual fee of $139, cardholders can access up to 40,000 Aeroplan points in their first year. The standard interest rate for purchases is 21.99%, and 22.99% for cash advances. Cardholders also enjoy a free first checked bag on Air Canada for themselves and up to eight companions, making it an attractive perk for frequent flyers.

How to Apply: Step by Step

1. Check eligibility and gather personal, financial, and employment information.
2. Visit the official TD credit card website and select the Aeroplan Visa Infinite Card option.
3. Fill out the secure online application with accurate details.
4. Submit your application and wait for a quick credit decision.
5. Upon approval, activate your card and make your first purchase to start earning rewards.

Major Advantages

The standout feature is the significant welcome offer—up to 40,000 Aeroplan points. That’s enough for a round-trip flight within North America, depending on the route.

Another key benefit is the free first checked bag for your travel party, which can result in substantial savings if you fly Air Canada often.

Potential Drawbacks

While the $139 annual fee is typical among premium cards, it might be an obstacle for budget-conscious applicants.

The interest rates are also on the higher side, so it’s important to pay off your balance each month to avoid extra charges.

Final Verdict

For those who travel with Air Canada and love exclusive perks, the TD® Aeroplan® Visa Infinite Card represents excellent potential value. The combined welcome bonus, travel features, and baggage benefits give it a clear advantage for Canadian travellers seeking convenience and rewards.