The Scotiabank Passport Visa Infinite offers Canadians a robust welcome value, up to $1,500 in your first year, which includes 60,000 Scene+ bonus points and $0 annual fee for your first supplementary card. Its $150 annual fee and 20,99% purchase interest rate place it squarely among premium cards, with a 22,99% cash advance rate. Standout features include no foreign transaction fees and exceptional travel benefits, making it highly attractive for frequent travelers and high-spenders who want broad rewards.

How to Apply for the Scotiabank Passport Visa Infinite

• Check your annual income (minimum $60,000 or $100,000 household).
• Gather your identification and financial details.
• Start your secure application online.
• Fill in personal, income, and employment information.
• Review, confirm, and submit your application for review.

Key Advantages

One major benefit is the lack of foreign exchange fees, saving 2.5% on every international purchase. You also receive complimentary airport lounge access, exclusive Visa Infinite perks, and solid insurance coverage.

The lucrative welcome bonus is easily one of the best in Canada, with a variety of earning categories and accelerated Scene+ points for travel, groceries, dining, and entertainment. Reward flexibility stands out as a great value for busy Canadians.

Considerations

The annual fee of $150 is on the higher end, which may not appeal to those who do not frequently travel or maximize Scene+ rewards. Some users may also require higher cash back rates or prefer cards with no annual fee.

The minimum income requirement could be a hurdle for some applicants, limiting access to the card's full suite of benefits. Make sure you meet the criteria before applying.

Our Verdict

For Canadians who travel, spend internationally, and love premium rewards, the Scotiabank Passport Visa Infinite provides significant value, flexibility, and zero FX fees. However, casual spenders and those uninterested in travel or annual fees might be better off with another card. Overall, it stands among the top travel cards available today.