CAIXA Tem was created to facilitate access to banking services and transactions for all Brazilians.

With it, you have a free digital account for everyday use. You can receive and send money with Pix, save, pay bills and invoices, top up your cell phone, purchase insurance, pay with card machines, take out loans, and withdraw cash without a card. Plus, with your virtual debit card, you can shop online, pay for purchases on your favorite delivery or video and music app, and transfer money via WhatsApp. 

The CAIXA Tem app is lightweight and compatible with virtually all mobile devices. Browsing uses little internet and is compatible with available mobile networks. CAIXA Tem is also inclusive and offers accessibility for People with Disabilities (PwD).