The American Express Aeroplan Reserve Card offers Canadians an exclusive opportunity to earn up to 85,000 Aeroplan points as a welcome bonus. This card is designed for those who travel frequently, especially with Air Canada, and want access to premium airport and travel perks.

With this card, applicants can earn Aeroplan points through everyday purchases. As an added benefit, cardholders also receive an annual Worldwide Companion Pass, letting you enjoy more value on travel. The card features travel insurance, access to airport lounges, and priority airport benefits. Annual fees and approval requirements do apply.

How to Apply: Step by Step

• Check eligibility for a Canadian-issued card, with required credit score and income.
• Gather identification and personal financial details.
• Complete the secure online application form.
• Review terms, conditions, and privacy agreements before submitting.
• Confirm submission to receive a decision, often instantly for personal cards.

Main Advantages

One standout advantage is the ability to earn up to 85,000 Aeroplan points as a welcome bonus, which can be redeemed for flights, upgrades, and more.

Cardholders gain access to an annual Worldwide Companion Pass, airport lounge entry, and extensive travel insurance coverage, delivering value and peace of mind on every trip.

Drawbacks to Consider

The card has a notably high annual fee, which may offset the benefits if you are not a frequent traveller or Aeroplan user.

There are specific eligibility and credit requirements, and some benefits (like instant decision) do not apply to business cards or all applicants.

Our Verdict

If you are a Canadian traveller looking for premium benefits and high Aeroplan earning potential, the American Express Aeroplan Reserve Card is highly competitive. However, it is best suited for those who will maximize the travel and airport perks, as casual users may find the annual fee harder to justify compared to simpler cash-back cards.