TD Aeroplan Visa Infinite Card Overview

The TD Aeroplan Visa Infinite Card delivers impressive perks for frequent flyers. With a $139 annual fee and a 21.99% rate for purchases, it targets those who travel regularly with Air Canada. The card includes up to 40,000 Aeroplan points as a welcome bonus, and first-time applicants may get a full rebate on the annual fee for the first year. Each cardholder can enjoy a free checked bag for themselves and up to eight companions on Air Canada flights. Its travel-centric benefits make it a leading choice among Canadian reward credit cards.

How to Apply: Step-by-Step

Applying for the TD Aeroplan Visa Infinite Card is straightforward. Start by ensuring you meet basic eligibility—Canadian residency, age of majority in your province, and a qualifying credit score. Prepare your personal and financial details, including proof of income. Visit the TD website, choose the Aeroplan Visa Infinite Card, and complete the online application. Submit the application and wait for approval, which could be instant or take a few business days. Once approved, activate your card and make your first purchase to unlock bonus points and perks.

Pros of the Card

This card shines for travellers seeking value and convenience. The first checked bag free benefit covers you and up to eight companions, offering real savings if you fly frequently with Air Canada. Additionally, the up to $1,350 in value—including 40,000 welcome Aeroplan points—boosts your rewards from the start. The first-year annual fee rebate and flexible redemption options through Aeroplan appeal to cost-conscious yet frequent travellers.

Cons to Consider

The $139 annual fee applies after the first year, which can add up if you don’t use the travel benefits regularly. Also, the 21.99% purchase interest rate is higher than some entry-level cards, so it’s less ideal if you carry a balance. Benefits are strongly Air Canada-focused, meaning less value is offered for those who travel with other airlines or don’t utilize Aeroplan points. Overall, it’s best for those who can maximize the travel rewards.

Final Verdict

If you travel with Air Canada and value perks like free checked bags and Aeroplan rewards, the TD Aeroplan Visa Infinite offers huge potential value. The first-year rebate, generous welcome bonus, and travel protections make it a compelling choice for the right user. However, if you rarely fly or don’t use Aeroplan, you may find better value with other cards.