{"id":4234,"date":"2026-04-07T16:50:00","date_gmt":"2026-04-07T16:50:00","guid":{"rendered":"https:\/\/apkmods.com.br\/2f1fc669-abe5-4a21-8024-5596b4a6e84b\/"},"modified":"2026-04-07T16:50:48","modified_gmt":"2026-04-07T16:50:48","slug":"2f1fc669-abe5-4a21-8024-5596b4a6e84b","status":"publish","type":"post","link":"https:\/\/apkmods.com.br\/en\/2f1fc669-abe5-4a21-8024-5596b4a6e84b\/","title":{"rendered":"Simplii Financial Cash Back Visa: No Annual Fee and Up to 20% Cash Back"},"content":{"rendered":"<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<\/p>\n<div style=\"background: #ffffff; border-radius: 12px; box-shadow: 0 10px 30px rgba(0, 0, 0, 0.1); width: 100%; max-width: 340px; padding: 25px; transition: transform 0.3s ease-in-out; overflow: visible; display: flex; flex-direction: column; position: relative; border: 1px solid #28a745; margin-top: 70px; margin-bottom: 50px; margin-left: auto; margin-right: auto;\">\n<div style=\"position: absolute; top: -35px; right: 15px; color: #28a745; padding: 5px 10px; border-radius: 6px; font-size: 14px; font-weight: bold; display: flex; align-items: center; z-index: 10;\">Recommended for you<\/div>\n<div data-namespace-header=\"\" style=\"\">\n<h3 data-namespace-title=\"\" style=\"color: #333; font-size: 20px; font-weight: bold; text-align: left; margin-right: 50px; min-height: 50px; margin-top: 0px;\">Simplii Financial\u2122<\/h3>\n<\/p><\/div>\n<p data-namespace-prompt=\"\" style=\"font-size: 16px; color: #666; margin-bottom: 20px; line-height: 1.5; flex-grow: 1; text-align: left; margin-top: 0px;\">No annual fee. Earn up to 20% cash back on your first $500 in select purchases, then up to 4% back on restaurants &#038; bars. Low entry at $15,000 income minimum.<\/p>\n<p>    <a data-namespace-url=\"\" href=\"https:\/\/apkmods.com.br\/en\/redirect\/?https:\/\/www.simplii.com\/en\/credit-cards\/cash-back-visa.html\" style=\"width: 100%; display: inline-block; color: white; text-decoration: none; border-radius: 6px; font-size: 16px; font-weight: bold; text-align: center; transition: transform 0.3s ease, background 0.3s ease; margin-top: auto;\" data-namespace-id=\"5c0d2565-3ba9-4280-a382-ad2a691e2285\"><br \/>\n        <button style=\"width: 100%; height: 55px; background: #e9e9ed; border: 1px solid black; color: black;\">Apply now<\/button><br \/>\n    <\/a><br \/>\n    <small style=\"margin-top: 10px; color: #777; font-size: 12px; text-align: center; display: block;\">You will be redirected to another website<\/small>\n<\/div>\n<p>The Simplii Financial Cash Back Visa* Card brings a compelling offer for Canadians looking for strong rewards with zero annual fee. Featured highlights include earning up to 20% cash back on eligible gas, grocery, pharmacy purchases, and pre-authorized payments on your first $500 in the first 3 months. Afterward, cardholders can earn up to 4% back on restaurant and bar spending. <\/p>\n<p>With an annual purchase interest rate of 21.99% and a cash interest rate of 22.99%, this card\u2019s competitive structure is matched with accessibility. The minimum required household income is just $15,000, with credit limits available up to $10,000. Eligibility is open to Canadian residents outside Quebec, with no bankruptcy in the past 7 years required.<\/p>\n<h3>How to Apply: Step by Step<\/h3>\n<ol>\n<li>Confirm minimum eligibility requirements, including age of majority and minimum income.<\/li>\n<li>Prepare your personal and financial information.<\/li>\n<li>Apply easily online through Simplii Financial or via mobile banking.<\/li>\n<li>Wait for approval \u2013 often within a few business days.<\/li>\n<li>If approved, receive and activate your card for immediate use.<\/li>\n<\/ol>\n<h3>Reasons to Consider This Card<\/h3>\n<p>The major benefit is no annual fee, plus considerable cash back rates on essentials and dining. The card also allows for up to three free additional cardholders, helping you earn rewards even faster. Added perks like purchase security insurance and an optional $50 PRESTO voucher sweeten the deal, while digital banking with Interac verification makes applying simple and straightforward.<\/p>\n<h3>Potential Drawbacks to Note<\/h3>\n<p>The high standard interest rates mean carrying a balance each month can get expensive. Also, cash advances and balance transfers accrue interest immediately, limiting the value if you regularly use these features. The card is not available to Quebec residents, narrowing its eligibility.<\/p>\n<h3>Final Verdict<\/h3>\n<p>The Simplii Financial Cash Back Visa* Card is an ideal pick for Canadians seeking straightforward cash back rewards, no annual fee, and useful extras. It\u2019s best for those who pay statements in full and want both flexibility and value in their credit card.<\/p>\n<div style=\"background: #ffffff; border-radius: 12px; box-shadow: 0 10px 30px rgba(0, 0, 0, 0.1); width: 100%; max-width: 340px; padding: 25px; transition: transform 0.3s ease-in-out; overflow: visible; display: flex; flex-direction: column; position: relative; border: 1px solid #28a745; margin-top: 70px; margin-bottom: 50px; margin-left: auto; margin-right: auto;\">\n<div style=\"position: absolute; top: -35px; right: 15px; color: #28a745; padding: 5px 10px; border-radius: 6px; font-size: 14px; font-weight: bold; display: flex; align-items: center; z-index: 10;\">Recommended for you<\/div>\n<div data-namespace-header=\"\" style=\"\">\n<h3 data-namespace-title=\"\" style=\"color: #333; font-size: 20px; font-weight: bold; text-align: left; margin-right: 50px; min-height: 50px; margin-top: 0px;\">Simplii Financial\u2122<\/h3>\n<\/p><\/div>\n<p data-namespace-prompt=\"\" style=\"font-size: 16px; color: #666; margin-bottom: 20px; line-height: 1.5; flex-grow: 1; text-align: left; margin-top: 0px;\">No annual fee. Earn up to 20% cash back on your first $500 in select purchases, then up to 4% back on restaurants &#038; bars. Low entry at $15,000 income minimum.<\/p>\n<p>    <a data-namespace-url=\"\" href=\"https:\/\/apkmods.com.br\/en\/redirect\/?https:\/\/www.simplii.com\/en\/credit-cards\/cash-back-visa.html\" style=\"width: 100%; display: inline-block; color: white; text-decoration: none; border-radius: 6px; font-size: 16px; font-weight: bold; text-align: center; transition: transform 0.3s ease, background 0.3s ease; margin-top: auto;\" data-namespace-id=\"5c0d2565-3ba9-4280-a382-ad2a691e2285\"><br \/>\n        <button style=\"width: 100%; height: 55px; background: #e9e9ed; border: 1px solid black; color: black;\">Apply now<\/button><br \/>\n    <\/a><br \/>\n    <small style=\"margin-top: 10px; color: #777; font-size: 12px; text-align: center; display: block;\">You will be redirected to another website<\/small>\n<\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Discover the Simplii Financial Cash Back Visa with no annual fee and up to 20% cash back. Low $15,000 income requirement, easy online application, and extra perks for Canadian cardholders.<\/p>","protected":false},"author":22,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v23.3 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Simplii Financial Cash Back Visa: No Annual Fee and Up to 20% Cash Back - Apk Mods<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/apkmods.com.br\/en\/2f1fc669-abe5-4a21-8024-5596b4a6e84b\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Simplii Financial Cash Back Visa: No Annual Fee and Up to 20% Cash Back - Apk Mods\" \/>\n<meta property=\"og:description\" content=\"Discover the Simplii Financial Cash Back Visa with no annual fee and up to 20% cash back. 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