Introducing the BMO Ascend World Elite Mastercard, a premium credit card designed for Canadians who want top travel rewards and valuable perks. With a welcome offer reaching up to $1,600 in value and the annual fee waived in the first year, it stands out as a compelling option. Enjoy an introductory 0% interest rate on balance transfers for the first 12 months with a 2% transfer fee. The regular annual fee is $150, and the purchase rate is 21.99%, while cash advances are charged at 23.99%. Minimum income requirements are $80,000 per individual or $150,000 household.

Cómo solicitarlo: Paso a paso

• Check if you meet the income requirements
• Gather your personal and financial information
• Complete the online application form for the BMO Ascend World Elite Mastercard
• Review and submit your application
• Await approval and receive your card by mail

Top Pros

The generous welcome offer and first-year fee waiver make this card highly attractive for new applicants, potentially saving hundreds of dollars. Furthermore, the included travel benefits like airport lounge access and travel insurance add meaningful value for frequent travellers.

Principales desventajas

The high minimum income requirement may exclude some applicants. The regular annual fee after the first year is also relatively steep compared to other cards. Lastly, higher cash advance rates could be a drawback for those who occasionally need quick cash.

Nuestro veredicto

If you meet the income criteria and prioritize travel rewards, the BMO Ascend World Elite Mastercard is worthy of consideration, offering substantial upfront value and a suite of appealing benefits.